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Frequently Asked Questions for
Home-Buyers

Do you have questions?

Some days, the questions and thoughts can be overwhelming when purchasing a home, let alone your first home! You are not alone when it comes to the frequently asked questions with regards to home mortgages. Do you know where to begin your home purchase? When you are looking for a home, you hear many things about different loan types, interest rates, and what it costs to purchase a home.
Here on our Resource Page, we have given you a list of FAQs that we hear the most and will continue to add to this section. Much like college classwork, we have identified our FAQs as college classes. So take a look at this section. Each educational FAQ will help you to make better decisions. Have a question that isn't below? Send me an email or call me. [913 915-1855] I will be glad to help you.

The Basics

The appraisal of the property being purchased is one of the most misunderstood facets of the buying process...

Do's and Don'ts

Getting a home loan is about much planning for the process of buying a home as it is finding the perfect home...

What items do I need for the Loan Application

Getting The Right Documents To Us...

First State Bank Mortgage is a division of First State Bank of St. Charles, MO. NMLS #416668, and licensed to lend in 50 states. Equal Housing Lender. This is not a loan commitment or guarantee of any kind. All loans subject to approval. Programs, rates, terms and conditions are subject to change without notice. First State Bank Mortgage, 2850 West Clay, St. Charles, MO 63301. 

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